Earn up to $200 or $400
annually in cash back on some of your
favorite
subscriptions^‡.

Unlock this benefit as a Citigold^® or
Citigold Private Client customer.

Relationship Tier¹

Combined Average Monthly Balance^*

Annual Cash Back

Citigold²

$200,000+

Up to $200

Citigold Private Client²

$1,000,000+

Up to $400

Citigold²

Annual Cash Back

Up to $200

Combined Average Monthly Balance^*

$200,000+

Citigold Private Client²

Annual Cash Back

Up to $400

Combined Average Monthly Balance^*

$1,000,000+

*New to Relationship customers can choose their Relationship Tier. Citigold is designed for customers who plan to sustain a Combined Average Monthly Balance of $200,000. Citigold Private Client is designed for customers who plan to sustain a Combined Average Monthly Balance of $1,000,000. Minimum Combined Average Monthly Balance range must be met within 3 months.¹

See Terms and Conditions

Learn more about Citigold or Citigold Private Client.
If you would like to learn about other Citibank accounts or the Citi Priority Relationship Tier, visit this page.

Participating Merchants for Citigold

Participating Merchants for Citigold Private Client

All of the Citigold merchants listed above plus:

How to take advantage of this special benefit:

Open an account in the
Citigold or Citigold Private Client
Relationship Tier

If you’re interested in Citigold,
Learn More about Citigold.
For Citigold Private Client,
.
Enroll in the Subscription Rebate Program

Within 60 days of qualifying, you will receive an email invitation to activate the benefit.
Watch Your Subscription Rebates Add Up!

Purchase subscriptions with your Citigold Debit Card or Citigold Private Client World Debit Mastercard^® card to earn cash back.

Existing Citi Customers

To learn more about Citigold, please call us at 1-888-248-4465 | For TTY: We accept 711 or other Relay Service.

Existing Citigold Clients

To learn more about Citigold Private Client, please call us at:
1-888-500-5008 | For TTY: We accept 711 or other Relay Service.
Or, Sign On to make an appointment.

Explore Citi’s Premium Banking & Wealth Management

Woman arranging paintings in an art gallery

Wealth Management Services

Take advantage of a comprehensive range of wealth management services and world-class investing capabilities from Citi Personal Wealth Management.²

Preferred Banking Benefits

Work with your Dedicated Wealth Team for your day-to-day banking needs². Enjoy preferred pricing on select deposit products and select waived fees, and 24/7 dedicated customer service.

Travel & Lifestyle Privileges

Enjoy discounted tickets to museums and performing arts organizations, plus travel across the globe with benefits including Citigold Lounges, unlimited reimbursement of ATM fees at non-Citibank ATMs globally⁴ and no foreign exchange fees⁵.

Learn More About Citigold
Learn More About Citigold Private Client

Earn up to $200 or $400 annually in cash back on some of your favorite subscriptions.^‡ on subscriptions

Important Legal Disclosures & Information

Accounts are subject to approval. To apply online, you must be a U.S. citizen or resident and at least 18 years old. You'll need to provide a physical address in the U.S., date of birth and applicable identification documentation which may include a Social Security Number or ITIN. Citigroup Inc. and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

For more information regarding the full terms and conditions, please refer to the Consumer Deposit Account Agreement.

Deposit Customers who meet requirements for Relationship Tiers are eligible for higher Annual Percentage Yields for interest bearing products, Monthly Service Fee waivers and Non-Citi ATM Fee waivers. Relationship Tier customers also may be eligible for higher withdrawal limits, certain fee waivers, reduced charges, and additional benefits.

Each month, a customer’s Combined Average Monthly Balance (CAMB) range will be reviewed for eligibility to join Relationship Tiers. Unless a Re-Tiering exception applies, every month deposit customers automatically will be assigned on the first calendar day of the month to the highest Relationship Tier they have sustained with their CAMB (or Family Link CAMB or Legacy Relationship CAMB, as applicable) for the immediately preceding 3 calendar months (“Re-Tiering”). Your CAMB is determined by calculating the average monthly balance of all your Eligible Deposit and Investments account(s) (EDI) during a calendar month. Please see Re-Tiering and Eligible Deposit and Investment Accounts in the Client Manual Agreement for requirements.

Through Re-Tiering, your Relationship Tier status can change in any month. When you are automatically Re-Tiered, we’ll inform you of your new Relationship Tier on your Account Statement. You may opt-out of Relationship Tiers, and the Re-Tiering process, by speaking to a banker in a branch or calling Citiphone banking.
As part of the Citigold and Citigold Citi Private Client Relationship Tiers , you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.
Tier Acceleration may allow you to achieve, maintain or increase your Relationship Tier. Enrollment is required. Once you enroll in Tier Acceleration, Citi will review your End of Day balances on the last Business Day for 3 consecutive months across all eligible deposit and investment accounts you own (“EOD Balances”). If your EOD Balances meet the same or a higher Relationship Tier on the last Business Day of one or more eligible months, your Relationship Tier will reflect that corresponding Tier on the first day of the next calendar month. Please see Eligible Deposit and Investment Accounts in the Client Manual Agreement. There are no restrictions on the number of times an existing customer can enroll in Tier Acceleration. Tier Acceleration expires after 3 consecutive months. To enroll, please speak to a banker in a branch or on the phone.
Other banks and ATM service providers may charge you a fee when you conduct a Citibank deposit account transactions using their ATMs. You will receive reimbursement from Citibank for ATM fees charged by other banks in any statement period where you are in the Citigold or Citigold Private Client Relationship Tiers. This ATM reimbursement is limited to consumer accounts.
Citibank will not charge you a foreign exchange fee for purchases or withdrawals when you use your Citibank banking card outside the U.S. and Puerto Rico. The exchange rate for a purchase or redemption of foreign currency includes a commission to Citibank for the conversion service. Restrictions and delivery charges may apply.

‡ This is a Citi sponsored program for eligible Citigold or Citigold Private Client customers.

Citigold and Citigold Private Client customers will be invited to participate in the Subscription Rebate Program (“Eligible Customers”). Eligible Customers must purchase subscriptions with their Citibank^® Debit Card as follows:

Costco^®: Purchased on Costco’s website, over phone or in Costco warehouses.
TSA PreCheck^®: Purchase at enrollment centers after applying online.
Amazon Prime^®, Hulu^®, Spotify Premium, Global Entry, Blade^®: Purchase on merchant websites.
The Wall Street Journal: Purchased on The Wall Street Journal website or over phone.

Eligible Customers must be Citigold or Citigold Private Client customers with an open Checking Account at the time the subscription purchase posts to your Checking Account’s Available Now Balance. Cash back rebates should post within 7 Business Days of your subscription purchase.

“Costco” is a registered trademark of Costco Wholesale Corporation.

The TSA PreCheck^® trademark is used with the permission of the U.S. Department of Homeland Security.

The Wall Street Journal and WSJ are trademarks of Dow Jones & Company, Inc.

PRIME, AMAZON PRIME and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

The Global Entry Trusted Traveler Network trademark is used with the permission of the U.S. Department of Homeland Security.

Hulu and the Hulu logo are registered trademarks of Hulu, LLC.

Blade and the Blade logo are registered trademarks of BLADE Urban Air Mobility, Inc.

Deposit accounts are provided by Citibank, N.A. Member FDIC. Only bank deposit products are FDIC insured.

^†Product & Pricing Information

TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE.

Pricing & Fee Waivers

Account Monthly Service Fees* and Non-Citi ATM fees are waived for customers in the Citigold Private Client, Citigold or Citi Priority Relationship Tiers during the calendar month. If your Combined Average Monthly Balance (CAMB) does not meet the minimum required for three consecutive calendar months, you’ll automatically be Re-Tiered.

In addition to Relationship Tier waivers, Monthly Service Fees are waived for Regular Checking accounts and Access Checking accounts 1) when the account has $250 or more in Enhanced Direct Deposits (“EDD”)**, or 2) in the month of account opening and for the first 3 full calendar months after account opening. In addition to Relationship Tier waivers, Monthly Service Fees are waived for Citi Savings accounts and Citi Accelerate Savings accounts 1) when the account has an Average Monthly Balance of $500 or more, or 2) if an owner of the Savings account also owns a Regular Checking account or Access Checking account, or 3) in the month of account opening and for the first 3 full calendar months after account opening. Tier Exclusions apply to certain customers through separate notice. Unless a waiver applies as described above, monthly service fees are as follows:

Deposit Account	Monthly Service Fee
Access Checking	$5.00
Regular Checking	$15.00
Savings***	$4.50

*Deposit accounts are subject to service, transaction or other fees not covered by the Monthly Service Fee. For a complete list of applicable fees, please review your Client Manual Agreement. Please also carefully review any fee disclosures provided at the time of a transaction or when a service is provided, such as when you open a Safe Deposit Box or order checks.

**An EDD is an electronic deposit through the Automated Clearing House (“ACH”) Network of payroll, pension, social security, government benefits and other payments to your checking or savings account. An Enhanced Direct Deposit also includes all deposits via Zelle and other P2P payments when made via ACH using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, and P2P payments using a debit card do not qualify as an Enhanced Direct Deposit.

***Citi Miles Ahead Savings, certain Savings accounts that are UTMAs, and COMMA accounts are not charged monthly service fees.

Accounts that maintain a zero balance for 90 calendar days are subject to account closure at Citibank’s sole discretion.

Relationship Tier & Re-Tiering Information

Customers who did not own a Citibank checking, savings, CD, IRA, or investment account (investment accounts are offered through Citigroup Global Markets, Inc.) in the 30 days prior to opening a new deposit account (“New to Relationship Customers”) may choose their Relationship Tier when opening a deposit account. If you are a New to Relationship Customer, you will begin to enjoy benefits of Citi Relationship Tiers upon account opening. We will begin reviewing your Combined Average Monthly Balance (CAMB) for all Eligible Deposit and Investment* (EDI) accounts in the first full month after you open your new account. You must achieve a $30,000 CAMB in EDI accounts in at least one month of the first three full months after account opening to remain in the Citi Priority Relationship Tier. You must achieve a $180,000 CAMB in EDI accounts in at least one month of the first three full months after account opening to remain in the Citigold^® Relationship Tier. You must achieve a $800,000 CAMB in EDI accounts in at least one month of the first three full months after account opening to remain in the Citi Private Client Relationship Tier. Your CAMB is determined by calculating the average monthly balance of all EDI accounts you own during a calendar month. All customers, including customers not in a Relationship Tier, have access to everyday features and benefits from the products they own with Citi.

*Eligible deposit, retirement, and investment accounts (investment accounts are offered through Citigroup Global Markets Inc.) (EDI) that you own or for which you are beneficial owner can contribute toward your CAMB. Please refer to the Client Manual Agreement to determine which EDI accounts contribute toward your CAMB. The following accounts are not EDI accounts: accounts owned by Estates, accounts that are not consumer accounts, COMMA accounts, accounts in a money purchase plan or profit sharing plan, accounts opened through Citi Alliance, accounts opened through Citi Private Bank, and accounts opened through the International Personal Bank.

Re-Tiering will begin reviewing your CAMB in the first full month after account opening, however it takes three full months of CAMB to be impacted by the Re-Tiering process. New to Relationship Customers will not be impacted by Re-Tiering until the 1st day of the fourth full month after account opening. The Relationship Tier for existing customers can change in any month. To move to a higher Relationship Tier, you must sustain that Relationship Tier’s minimum Balance Range for three consecutive calendar months. If you want to maintain your Relationship Tier, you need to make sure your CAMB does not drop below your Relationship Tier’s minimum Balance Range for three consecutive calendar months. When you are automatically Re-Tiered, we’ll inform you of your new Relationship Tier on your Account Statement. You may opt-out of Relationship Tiers, and the Re-Tiering process, by speaking to a banker in a branch or calling Citiphone banking.

^§Additional Information

Please review your Client Manual Agreement for a complete list of waived and reduced fees.

Not all benefits are available at account opening.

TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE.

Everyday Benefits

All customers, including customers not in a Relationship Tier, have access to everyday features and benefits from the products they own with Citi.

65,000+ Fee-Free ATMs. Claim is based on locations in the United States where customers can make cash withdrawals with no surcharge (usage) fee by the ATM operator. Citibank customers can get cash, get information and make transfers between their eligible linked Citibank accounts with no surcharge fee when they use their Citibank^® Banking Card at ATMs in the U.S. located at Citibank branches, ATMs at select retail store locations, and ATMs participating in the MoneyPass^® Network; regular account charges apply. ATMs in retail stores and at other non-Citi locations are not owned or operated by Citibank and offer fewer functions. Use the Citi Worldwide ATM/Branch Locator on Citibank Online or the Citi Mobile^® App to find the nearest ATMs and branches, including non-Citibank ATMs in the U.S. with surcharge free access. MoneyPass is a registered trademark of Fiserv, Inc.

Citi Mobile App and Mobile Check Deposit. Regular account charges apply. Citibank does not charge you a fee for using the Citi Mobile app or the Mobile Check Deposit service. However, you must have a Web-enabled cell or smartphone to use the Citi Mobile app or Mobile Check Deposit service and charges from your wireless carrier may apply. Citibank is not responsible for products and services offered by other companies. The Mobile Check Deposit service is for personal checking accounts only and is subject to eligibility. Deposit limits and other restrictions apply.

No Overdraft Fees. While Citibank will not charge you an overdraft fee, Citibank encourages its customers to consider the impact of overdrawing an account. The ability to overdraw your account may be limited. An overdrawn account has a negative balance. An account can become overdrawn when a Transaction Item is deducted from your account and causes your account to have a negative balance or increases the amount by which your account is negative. In the event of insufficient funds to pay one or more Transaction Items from your Available Now Balance, in our sole discretion we may return (“Returned Item”) or pay (“Overdraft”) one or more Transaction Items. We may discontinue permitting Overdrafts without cause or notice to you.

You may deposit checks into your account that are returned, regardless of whether or not your account is overdrawn. A Fee for Deposited Check Returned Unpaid may be assessed for deposited checks that are returned unpaid.

Zelle Payments. Zelle^® is available to Citi customers with an eligible checking account and a valid email address and/or valid U.S. mobile phone number. You may send money to almost anyone with a U.S.-based bank account. Terms, conditions and restrictions apply. For the protection of your account, Zelle^® should only be used to send money to those you know and trust. Neither Citibank nor Zelle^® offer a protection program for any authorized payments made with Zelle^® — for example, if you make a purchase using Zelle^® but you do not receive the item or the item is not as described or as you expected. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Commission-free Trading. Commission-free trading of ETFs excludes leveraged and inverse ETFs and applies only to trades placed online and on the Citi Mobile^® App. Clients will pay a commission to buy or sell ETFs by phone. ETFs are subject to management fees and expenses; refer to each ETF’s prospectus for more information. Account service fees may also apply. There are other costs associated with ETF and mutual fund investing, such as management fees and expenses.

Citi Self Invest. Citi Self Invest is a digital self-directed investment platform of Citi Personal Wealth Management.

Citi Mortgage Relationship Pricing. A Citibank deposit account and automated monthly transfers of the mortgage payment from a Citibank personal deposit account using automated drafting will be required to receive Citibank mortgage relationship pricing. Ask a mortgage representative for details on eligible balances and the qualifying closing cost credit or rate discount. Availability of the Citibank mortgage relationship pricing for Citibank account holders is subject to change without notice.

Lending products offered by Citibank, N.A. NMLS ID 412915. Equal Housing Lender.

Citi Priority Benefits

Everyday benefits information above, plus:

As a Citi Priority client, you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (“CGMI”), member SIPC. Citigroup Life Agency LLC (CLA) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

Citi ATM Fee Waiver. You may be charged a surcharge fee by the external bank or other ATM operator.

Increased Limits. Increased limits for Zelle^® transfers, debit card purchases, and ATM withdrawals when compared to non-Relationship-Tier accounts. Requires a checking account and Citi Priority, Citigold or Citigold Private Client Relationship Tier.

Citi Personal Wealth Management Investment Account Fee Waiver. The annual fee for Citi Personal Wealth Management Investment accounts is waived for the Citi Priority, Citigold and Citigold Private Client Relationship Tiers.

Discounts on Citi Personal Loans. Personal loans and lines subject to credit approval. Certain limitations may apply.

Citigold Benefits

Citi Priority benefits information above, plus:

As a Citigold client, you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

Citi does not provide tax or legal advice.

Wire Transfer Fee Waiver. The wire transfer fee will be waived for wires initiated through Citi Online or Citi Mobile. Wire transfers initiated through a branch or assisted by a banker are subject to fees. Citibank’s exchange rate for wire transfers in foreign currency includes a commission for the currency conversion service. Please consult your Client Manual Agreement for additional information.

Citigold Standard Design Checkbook Waiver. Fees for Citigold standard design checkbook are waived. A fee will be charged for non-standard design checkbook order (includes non-standard design, non-standard lettering, non-standard cover and non-standard logos).

Other Waived Fees. Please review your Client Manual Agreement for a complete list of waived and reduced fees and charges for the Citigold Relationship Tier.

Citigold Concierge. Citigold Concierge is the name of the service provided by Aspire Lifestyles for Citigold clients on behalf of Citigroup Inc. Citigroup Inc. and Aspire Lifestyles are not affiliated companies.

Access to Citigold Lounges. Verification of Citigold status may be required for access to Citigold lounges in the form of a photo ID and a current Citigold debit card or other proof of current Citigold status. Citigold lounges may have varying degrees of amenities offered, may have differing policies on admittance, and may restrict admittance during the times of invitation-only functions. The depiction of some Citigold lounges may be based on artist rendering or representative real estate. Opening hours and days may change due to the holidays, natural disasters, and other events. Citigold clients may obtain the most up-to-date information on the Citigold lounges available to them by contacting their dedicated team.

Citigold Culture Pass. Citigold Culture Pass benefits will be discontinued on February 28th, 2025, and certain benefits may also terminate prior to February 2025. Citigold Private Client Culture Pass may have certain benefits terminated prior to March 2025. Before visiting one of these institutions, please visit https://citigold.citi.com/culturepass/ for the most recent benefit information.

Museum of Modern Art (MoMA), Museum of the City of New York (MCNY), Solomon R. Guggenheim Museum (Guggenheim) and The New York Botanical Garden (NYBG) benefit provides complimentary daytime admission (weekdays and weekends during normal business hours) for a client and one guest. Subject to availability. Subject to change at any time. Exchanges subject to availability. No refunds.

Ticket(s) must be purchased in advance. To purchase ticket(s) online using Citigold Culture Pass, please click "Get Offer Code" to reach out to your Relationship Manager or Wealth Advisor to obtain a Unique Code. If your code does not work, please reach out for a new code.

To enter, you will be required to present your ticket, a Citigold or Citigold Private Client Debit Card (as applicable) and a valid ID.

MOMA and MCNY — Subject to availability, you may be able to purchase your tickets with your Unique Code in person the same day of entry.

Guggenheim benefit is available at the New York City Museum location only. Ticket reservation must be completed in person. You may be required to present your Citigold or Citigold Private Client World Debit Mastercard^® for entry.

The New York Botanical Garden offers complimentary All-Garden Pass admission. Restrictions may apply when entry to the Garden is moderated by timed ticketing; Holiday Train Show may be subject to limited blackout dates. Reserve a time online to visit the Garden in advance.

In addition, the Roundabout Theatre Company offers a special discount. Roundabout Theatre Company provides a 40% discount when purchasing with a Citigold or Citigold Private Client Debit Card. All prices include a $2 facility fee and orders may be subject to non-refundable handling fees. Limit of 8 tickets per order. Unique Code eligible only for Roundabout produced shows. Standard service charges apply to phone and Internet orders. Additional blackout dates may apply.

Citi is not affiliated with MoMA, MCNY, Guggenheim, NYBG or the Roundabout Theatre Company.

For more information about the Citigold Culture Pass visit https://citigold.citi.com/culturepass/

ATM Fee Reimbursement. Other banks and ATM service providers may charge you a fee when you conduct a Citibank deposit account transaction using their ATMs. You will receive reimbursement from Citibank for ATM fees charged by other banks in any statement period where you are in the Citigold or Citigold Private Client Relationship Tiers. This ATM reimbursement is limited to consumer accounts.

Toll-free Access. Toll-free access to the U.S. Citigold Service Center when traveling requires a checking account and Citigold Relationship Tier.

Citigold Subscription Rebate Program.

This is a Citi sponsored program for eligible Citigold customers.

TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE.

Select Citigold customers will be invited to participate in the Subscription Rebate Program (“Eligible Customers”). Eligible Customers must purchase subscriptions with their Citibank^® Debit Card as follows:

Costco	Purchase on Costco’s website, over phone or in Costco warehouses
TSA PreCheck^®	Purchase at enrollment centers after applying online
Hulu^®, Amazon Prime^®, Spotify Premium, Global Entry	Purchase on merchant websites

Eligible Customers must be Citigold customers with an open Checking Account at the time the subscription purchase posts to your Checking Account’s Available Now Balance. Cash back rebates should post within 7 Business Days of your subscription purchase.

“Costco” is a registered trademark of Costco Wholesale Corporation.

The TSA PreCheck^® trademark is used with the permission of the U.S. Department of Homeland Security.

PRIME, AMAZON PRIME and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

The Global Entry Trusted Traveler Network trademark is used with the permission of the U.S. Department of Homeland Security.

Hulu and the Hulu logo are registered trademarks of Hulu, LLC.

Citigold Private Client Benefits

Citigold^® benefits information above, plus:

As a Citigold Private Client customer, you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

Citigroup does not provide tax or legal advice.

Increased Mobile Check Deposit Limits. The increased mobile check deposit limits are applicable to both the individual customer limit and the per account limit. Please refer to the User Agreement Terms & Conditions for the Mobile Check Deposit Service for a complete description of the applicable deposit limits for eligible accounts enrolled in the service and other important terms and restrictions. The increased deposit limits do not apply to customers with a Citibank deposit relationship for less than six (6) months or to customers with a deposit account, retirement account, loan or line of credit (excluding a credit card or first mortgage) on which they are either an owner or signer in any of the following banking relationships: Citigold Private Client, Citigold International, Citi International Personal Banking, Citi Global Executive Preferred or Citi Global Executive.

Citigold Private Client Subscription Rebate Program.

This is a Citi sponsored program for eligible Citigold Private Client customers.

TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE.

Select Citigold Private Client customers will be invited to participate in the Subscription Rebate Program (“Eligible Customers”). Eligible Customers must purchase subscriptions with their Citibank^® Debit Card as follows:

Costco	Purchase on Costco’s website, over phone or in Costco warehouses
TSA PreCheck^®	Purchase at enrollment centers after applying online
Hulu^®, Amazon Prime^®, Spotify Premium, Global Entry, Blade^®	Purchase on merchant websites
The Wall Street Journal	Purchase on The Wall Street Journal website or over phone

Eligible Customers must be Citigold Private Client customers with an open Checking Account at the time the subscription purchase posts to your Checking Account’s Available Now Balance. Cash back rebates should post within 7 Business Days of your subscription purchase.

“Costco” is a registered trademark of Costco Wholesale Corporation.

The TSA PreCheck^® trademark is used with the permission of the U.S. Department of Homeland Security.

The Wall Street Journal and WSJ are trademarks of Dow Jones & Company, Inc.

PRIME, AMAZON PRIME and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

The Global Entry Trusted Traveler Network trademark is used with the permission of the U.S. Department of Homeland Security.

Hulu and the Hulu logo are registered trademarks of Hulu, LLC.

Blade and the Blade logo are registered trademarks of BLADE Urban Air Mobility, Inc.

Deposit Account	Monthly Service Fee
Access Checking	$5.00
Regular Checking	$15.00
Savings***	$4.50

***Citi Miles Ahead Savings, certain Savings accounts that are UTMAs, and COMMA accounts are not charged monthly service fees.

For full terms and conditions please view the Client Manual Agreement and Account Agreement and Notices page. To apply online, you must be a U.S. citizen or resident and at least 18 years old. You’ll need to provide a physical address in the U.S., date of birth and applicable identification documentation which may include a Social Security Number or ITIN.

Deposit and Lending products are provided by Citibank, N.A. NMLS ID 412915. Equal Housing Lender and Member FDIC. Only bank deposit products are FDIC insured.

The funds in your Deposit Account at each Program Bank are eligible for insurance by the FDIC up to $250,000 (including principal and accrued interest) per depositor in each insurable capacity (e.g., individual, joint account, IRA, etc.). To learn more please visit FDIC.

Unlock this benefit as a Citigold® or Citigold Private Client customer.

Participating Merchants for Citigold

Participating Merchants for Citigold Private Client

How to take advantage of this special benefit:

Existing Citi Customers

Existing Citigold Clients

Explore Citi’s Premium Banking & Wealth Management

Wealth Management Services

Preferred Banking Benefits

Travel & Lifestyle Privileges

Earn up to $200 or $400 annually in cash back on some of your favorite subscriptions.‡ on subscriptions

Unlock this benefit as a Citigold^® or
Citigold Private Client customer.

Earn up to $200 or $400 annually in cash back on some of your favorite subscriptions.^‡ on subscriptions